Can me and my fiancee share health insurance

Whether you and your fiancé can share health insurance depends on your employer's health insurance plan and the laws of the state where you live.

Employer-sponsored health insurance
If you have employer-sponsored health insurance, you may be able to add your fiancé to your plan as a domestic partner. Domestic partnership is a legal relationship that is similar to marriage, but it is not recognized in all states. To find out if your employer offers domestic partner health insurance, you should contact your human resources department.

Individual health insurance
If you have individual health insurance, you may be able to add your fiancé to your plan if you meet the plan's eligibility requirements. These requirements may include
You must be legally married or in a registered domestic partnership.
Your fiancé must not be able to get health insurance through their own employer or through a government program.
You must be able to pay the additional premium for adding your fiancé to your plan.

State laws
Some states have laws that allow unmarried couples to share health insurance. These laws may vary from state to state, so you should contact your state's insurance department to learn more about the laws in your state.
As of today, there are 17 states and the District of Columbia that have laws that allow unmarried couples to share health insurance. These states are

• California
• Colorado
• Connecticut
• Delaware
• Hawaii
• Illinois
• Maine
• Maryland
• Massachusetts
• Minnesota
• Nevada
• New Jersey
• New Mexico
• New York
• Oregon
• Rhode Island
• Washington
• District of Columbia

In addition to these states, there are a number of other states that have laws that allow unmarried couples to share health insurance if they meet certain requirements. These requirements may include
The couple must be registered domestic partners.
The couple must have children together.
The couple must be financially dependent on each other.

If you are unsure whether you and your fiancé are eligible to share health insurance, you should contact your state's insurance department.

Some other options
If you are not able to add your fiancé to your health insurance plan, there are a few other options you may consider:
Your fiancé may be able to get health insurance through their employer.
You may be able to purchase an individual health insurance plan for your fiancé.
You may be able to qualify for government-sponsored health insurance, such as Medicaid or Medicare.

What else should I pay attention to?
Before you make a decision about how to cover your fiancé's health insurance, you should consider the following factors:
The cost of adding your fiancé to your plan.
The coverage that your plan provides.
Your fiancé's health needs.
Your overall financial situation.